469-323-4374 steven@123sig.com

What We Do

As a leading provider of employee benefits insurance for Texas and Oklahoma based companies, we offer superior products and services with cutting-edge technology, exceptional customer service and compassionate claims service.  We write insurance through large, well established insurance companies that insure millions of employees nationwide.

Texas employee benefit insurance

Employee Benefit Insurance Products We Offer

Group Health Insurance

The benefit most often desired is major medical coverage. Due to the cost of coverage many employers look at saving money here first. Steven Goss and Karen Goss knows this and can quote major medical coverage for any size company with several different medical insurance providers to help in making the best decision to fit their budget and the needs of their employees.  We specialize in groups of 20 or more employees.

All too often, to better fit their needs and to make medical coverage more affordable many employers have to change coverage by raising the deductible, increasing co-pays, altering prescription plans, and finally beginning to share a greater amount of the cost with the employee. We can help employers to navigate through these problems.

Critical Illness

Heart Attack, Stroke, Major Organ Transplant are some of the major health events that can happen without warning.  Luckily you and your employees can receive needed cash quickly to cover out of pocket expenses associated with these types of illnesses.  We place critical illness coverage through the No. 1 insurance company according to LIMRA 2014’s ratings.

Accident

Our group voluntary accident plan can cover on and off the job for such things as accidental death or dismemberment, dislocation or fractures, hospital confinement and even outpatient physician’s treatment costs.  If you have to ride in an ambulance, we can give you cash for that.  If you are admitted to the hospital, you get even more money.  If you are placed in intensive care, you get even more money.  Remember, this money goes straight to you, not the hospital or doctor.  Again, we insure through LIMRA’s 2014 number ONE Group Accident Plan.

Cancer

Receiving a cancer diagnosis can be one of life’s more frightening events.  Sadly, statistics show you will probably know someone who has been in this situation.  Fortunately, early detection, improved treatments and access to care can help tilt the odds of survival in your favor.  How this coverage works is benefits are paid directly to you or your dependents.  From your initial diagnosis, to treatments or surgery to outpatient lodging, our plans help put cash quickly into your pockets to help with bills that keep coming in that need paid, for expenses your family may incur to accompany you for treatments.  Yes, again through LIMRA’s 2014 #1 Group Cancer Plan.

Life Insurance

We offer various life products such as term life insurance as well as Universal LIfe.

Disablity

Pays monthly cash benefits for a covered sickness or off the job injuries that leaves the insured totally or partially disabled.

Heart/Stroke

Pays a benefit for heart attack, stroke or heart disease that can be used for non-medical expenses that major medical insurance does not cover.

Dental / Vision

Dental and vision exams plan an important role in a person’s overall wellness and are often the first line of detection of serious health concerns.