Why Use An Independent Agent?

Quite simply, an independent insurance agent has the ability to review your insurance coverage needs and quote them with more than one insurance company.  While a couple of big name companies you see advertising every day on television have good policies and most often hire only good agents, one size rarely fits all. Many times the policy they can offer you is limited in what they will actually insure.  That is why we have many great insurance companies such as Travelers, Safeco, Hartford, Progressive and others.  Frisco rates are different than McKinney, Plano, Dallas or Allen Texas.  The same for Lawton Oklahoma versus Tulsa or Oklahoma City on home insurance, auto insurance, commercial insurance and even life insurance.

An insurance agent is in business to make a living just like anyone else.  Conditions in the market place as well as conditions in your lives and needs often change.  As an independent insurance agent, we are able to insure homes or businesses that many of these captive agents are not allowed to by their companies or charge a much higher rate.  Additionally, a company may not like insuring say a certain type of sports car, or a certain type of home or age of a home. Most of the time, we are able to beat the prices they are quoting you while allowing more flexibility to chose what insurance coverages you actually may want to pay for as opposed to a more take it or leave it option.  While we are physically located in Frisco Texas and Lawton Oklahoma, we can handle your home insurance, car insurance or commercial business insurance anywhere in Texas and Oklahoma.

Moving or unhappy with your Agent?

We accept most insurance agency transfers and move in policies if that is allowed by the company.  If not, we will write you a new Texas or Oklahoma home insurance, auto insurance or business insurance policy.  We are required to have a form signed by you, must have a direct appointment with that carrier and that carrier must accept these transfers.  If you are with any of the companies below and would like to transfer your policy from another agency, please call or email us for a form.  You can fill it out and either scan and email it, or fax it to us, at 469-362-5302 Attention: Broker of Record Change.

Travelers Insurance Company
Safeco Insurance Company
The Hartford Insurance Company
Fidelity National
United Automobile (Oklahoma)
Wellington Insurance Company
Foremost Insurance Company
National Lloyds Insurance Company
Dairyland Insurance Company
Infinity
Encompass Insurance Company
Cornerstone Insurance Company
Lincoln General Insurance (Homeowners)


COMMERCIAL - Call for List of Companies - Over 100 represented

We write most any kind of type of business or commercial insurance in Texas and Oklahoma.  However, we focus and specialize in the following:
(USUALLY QUOTED AND BOUND IN 5 MINUTES)

Texas and Oklahoma Commercial General Liability

Commercial General Liability Insurance:
  Painters
    Electricians
    Plumbers
    General Contractors
    Air Conditioning Repair and Install
    Appliance & Accessory Installation
    Cable TV and VOIP Install
    Carpentry
    Drywall or Wallboard Installation
    Electrical Work - Inside Building
    Floor Covering Installation
    Furniture and Fixture Install
    Interior Decorators
    Landscape and Gardening
    Lawn Care Specialists
    Masonry
    Office Machines - Install / Service
    Painting - Interior
    Paperhanging
    Upholstery

    SLIGHTLY HIGHER PREMIUM     
    CLASSES OF GENERAL LIABILITY INSURANCE:

    Carpentry - Residential
    Driveway and Paving
    Grading of Land - Excavation
    Handyperson
    Heat and Air Repair and Install
    Insulation 
    Janitorial Services
    Plumbing - Residental and     
    Commercial
    Remodeling
    Septic Tank Cleaning
    Swimming Pool Cleaning /     
    Servicing
    Window Cleaning

    CALL FOR OTHER CLASSES OF GENERAL LIABILITY INSURANCE

Truck Insurance
     Tow Trucks
     Dump Trucks inc. Sand and Gravel
     Delivery
     Over the road including Cargo
     Cargo
     Hazardous Waste

Business Owners Policies (BOP)
Including but not limited to:
     Doctors
     Dentists
     Attorneys
     Accountants
     Insurance
     Florists
     Retail
     Retail
     Bars and Taverns
     Hotels and Motels

Visit us from Frisco Texas, McKinney Texas, Plano Texas, Allen & Little Elm Texas in minutes at our Preston Road location.

We are located just in front of the new Frisco Athletic Center.



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